The Federal Government Program will provide aid to 7 to 9 million troubled homeowners this year. Borrowers will be able to avoid foreclosure and get affordable monthly payments. No matter if you're current on payments or behind, you may qualify for a Government Loan Modification Program.

To qualify for a loan modification plan homeowners need to be under financial hardships like income reduction, job loss, business slow down, medical/health problems, divorce/seperation, illness, family crisis, rate adjustment, etc. and they need to be willing to keep the house.